Credit Card Refer & Earn: earn when the card is issued
Credit cards are one of the most searched financial products in India. Share a bank's official card application link and earn a commission for every card that is approved and issued to a customer you referred.
- Lifetime-free and rewards card campaigns
- Online application, the bank decides
- Status from Application Submitted to Card Issued
How to earn from credit card referrals
- Step 1
Join and get verified
Register free with Aadhaar, PAN and a selfie. After KYC approval you get your Agent ID.
- Step 2
Share a credit card campaign
Request the campaign in the app, then share your personal tracking link with people who need it.
- Step 3
Earn on approval
The customer applies directly with the partner. When the result is approved, the commission is credited to your wallet.
Why customers say yes
- Cashback, reward points or lounge access depending on the card
- An online application with instant or quick decision
- A way to build a credit score with responsible use
Who to share it with
- Salaried people and self-employed professionals
- People who shop online often
- Friends who are looking for their first credit card
- Your social media followers
What the customer keeps ready
- PAN card
- Aadhaar for KYC (often Video KYC)
- Income details or salary slip, if the bank asks
- A good credit history helps approval
When is a lead approved?
Usually when the bank approves and issues (sometimes activates) the card. Bank checks such as credit score and income decide approval; Earn MUFAD shows each stage so you know where every application stands.
Pending stages never move money. Your wallet is credited once, only when the lead is Approved.
Get more approvals, the right way
Match the card to the person: lifetime-free cards for first-time users, rewards cards for heavy spenders.
Tell the customer to complete Video KYC quickly when the bank calls.
Do not promise approval. The bank decides based on its own checks.
क्रेडिट कार्ड रेफर करके कमाई
क्रेडिट कार्ड कैंपेन का लिंक शेयर करें। ग्राहक बैंक की वेबसाइट पर खुद आवेदन करता है। कार्ड जारी होते ही आपका कमीशन वॉलेट में आता है। रजिस्ट्रेशन फ्री है और कोई निवेश नहीं लगता।
Credit Card refer & earn: questions
How do I earn from credit card referrals?
Register for free, pick a credit card campaign and share your link. When the bank issues the card to the customer you referred, the commission for that campaign is credited to your Earn MUFAD wallet.
Do I need to be a bank agent or DSA?
No. You do not collect documents or money. The customer applies on the bank's own page through your tracking link.
What if the bank rejects the application?
Rejected applications do not earn a commission. You can see the status and reason (when the partner shares it) in the app.
How long does approval take?
It depends on the bank. Some decide instantly, some take a few days for verification and card dispatch.
Start earning from credit card referrals
Register free in a few minutes from your phone. No joining fee, no targets to start.