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Personal Loan · Refer & Earn

Loan Refer & Earn: earn when the loan is disbursed

When someone needs a loan, an official lender link saves them from fake agents. Share the lender's application link through Earn MUFAD; the lender checks eligibility, and you earn when the loan is disbursed.

  • Official lender applications only
  • The lender decides eligibility and rate
  • Status from Application Submitted to Disbursed
How it works

How to earn from personal loan referrals

  1. Step 1

    Join and get verified

    Register free with Aadhaar, PAN and a selfie. After KYC approval you get your Agent ID.

  2. Step 2

    Share a personal loan campaign

    Request the campaign in the app, then share your personal tracking link with people who need it.

  3. Step 3

    Earn on approval

    The customer applies directly with the partner. When the result is approved, the commission is credited to your wallet.

Why customers say yes

  • An online application with the lender directly
  • Clear terms from the lender
  • No middleman charges

Who to share it with

  • Salaried people and small business owners who need credit
  • Customers at your shop or service centre

What the customer keeps ready

  • PAN and Aadhaar
  • Income proof or bank statement as the lender asks
Live tracking

When is a lead approved?

Usually when the loan is disbursed to the customer.

Pending stages never move money. Your wallet is credited once, only when the lead is Approved.

Pending stages you may see
Application SubmittedUnder ReviewDocuments PendingSanctioned
Paid as Approved
DisbursedApproved
Common rejection reasons
Low credit scoreIncome not eligibleDocuments not validCustomer dropped / not interestedKYC mismatch
Tips

Get more approvals, the right way

Never take any fee from the customer. Earn MUFAD agents must not collect money.

Tell customers to read the lender's terms and interest rate before accepting.

हिंदी में समझें

लोन रेफर करके कमाई

लेंडर का आधिकारिक लिंक शेयर करें, ग्राहक खुद आवेदन करता है। लोन डिस्बर्स होने पर कमीशन मिलता है। ग्राहक से कभी पैसे न लें।

FAQ

Personal Loan refer & earn: questions

Can I charge the customer a fee for the loan?

No. Agents must never take money from customers. You are paid only by the campaign commission.

When do I get paid for a loan lead?

After the lender confirms disbursal and the lead is marked Approved in the app.

Start earning from personal loan referrals

Register free in a few minutes from your phone. No joining fee, no targets to start.